Buy Now, Pay Later with Affirm on HAQM Business

Managing business expenses can be challenging, especially when you need to balance cash flow and make necessary business purchases. “Buy Now, Pay Over Time” with Affirm on HAQM Business allows you to shop for what you need and select a flexible payment plan that fits your budget. Discover how Affirm on HAQM Business can help you manage finance of your business more effectively, while ensuring business operations run smoothly.

Why choose Affirm?

One of the major advantages of using Affirm on HAQM Business is the quick eligibility check. When you choose Affirm at checkout, you only need to enter a few basic details about your business and yourself and you’ll receive a real-time decision regarding your business’s eligibility. The best part? This process does not affect your personal credit, allowing you to explore Affirm's financing options before making a purchase.

Affirm provides a transparent and flexible option to pay over time without compounding interest, late fees, or hidden fees. Offering a range of payment plans, businesses can spread their payments over a period ranging from 3 to 48 months.* With Affirm, you'll see clear terms up front, including any interest, before deciding whether to transact at checkout. Affirm's tailored, transparent approach helps you align your expenses with your financial strategy and helps you ensure you can invest in what your business needs.

Who is eligible?

Payment options through Affirm are subject to an eligibility check and may not be available everywhere. Affirm payment plans on HAQM Business are available to sole proprietors and registered businesses, including LLCs, partnerships, and corporations. However, certain entities, such as non-profits, trusts, government organizations, and educational institutions, are not eligible to apply. Additionally, groups that exclusively use shared payment methods will not qualify for Affirm financing.

How to use Affirm on HAQM Business

For eligible purchases, follow these 3 simple steps to “Buy now, pay over time” with Affirm on HAQM Business:

1. Proceed to checkout and select Affirm as your payment method. If you do not see Affirm at checkout, navigate to the payment method section and click Change to choose Affirm.
2. You need to provide some information and submit your application. Once approved, you will receive a variety of payment plans tailored to your purchase. Choose the one that best fits your business needs.
3. After you have selected your plan, complete your order to begin making payments over time.

To apply for financing during checkout, your total shopping cart value must be no less than $100 and no more than $30,000. The maximum loan amount is $17,500.

You paid with Affirm. Here’s what’s next.

After selecting your plan and completing your purchase, your payment schedule will be finalized once all your items have shipped or after 120 days, whichever comes first. In some cases, a down payment may be required at checkout. Affirm will send you reminders via text and email before payments are due, helping you stay on track. You can also manage your payments at Affirm.com or through the Affirm mobile app. Please note that both you and your business are responsible for the loan.

Things to consider

Affirm provides installment plans with repayment periods ranging from 3 to 48 months, with interest rates between 10% and 36% Annual Percentage Rate (APR). There are no penalties for paying off your balance early, so you have flexibility over your financing.

It is important to note that Affirm is not available for all purchases on HAQM Business. Certain categories, such as HAQM Fresh orders, digital goods (including Kindle books), and gift cards, are not eligible for financing through Affirm. Additionally, Affirm is currently only available for purchases shipping within the U.S., and customers must have a U.S. mobile number for verification purposes.

Start using Affirm today

Business owners have reason to be optimistic in a post-pandemic economy, but they still may face higher costs and so do their customers. This could impact business cash flow and customers’ spending habits. Affirm on HAQM Business can make it easier for you to invest in the products and supplies your business needs, while maintaining financial flexibility. Choose Affirm at checkout for greater control over your business spending. Terms and conditions apply.

*Additional details
Your rate will be 10-36% APR based on credit. For example, a $400 purchase could be split into 12 monthly payments of $38.02 at 25% APR. Options depend on your purchase, and a down payment may be required. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.