Grow with the HAQM Business Prime Card

Real Card Member aware their story will be featured by HAQM.

Looking to grow your business, but unsure where to start?  Learn what HAQM Business Prime member, Megan Savely, of Frost Me Sweet bakery did with the help of her HAQM Business Prime Card. 

Opening your own bakery takes passion, skill, and smart financial decisions. That’s what lead baker Megan Savely of Frost Me Sweet Bakery discovered when she left her stable office job to open her dream business. After early success led her to upgrade to a larger historic building space, she relied on tools like the HAQM Business Prime American Express Card to expand her beloved brand while maximizing her rewards.

_{The Frost Me Sweet Bakery Story}

Nestled in the heart of Richland, Washington, Frost Me Sweet stands as a beacon of entrepreneurial spirit and culinary excellence. Megan Savely, the powerhouse behind this woman-owned bakery and bistro, harbors a lifetime of passion for baking, with cakes being more than just a treat, but a calling. Along with her husband's bespoke bistro, Megan has cultivated a haven within the town's second-oldest building, a historical gem dating back to 1902.

With over two decades of combined experience in the food service industry, the couple has a refined palate for innovation, regularly delighting patrons with their unique and exquisite creations tailored for any occasion.

Frost Me Sweet's remarkable journey from a 200 sq. ft. coffee shack to a sprawling 5,000 sq. ft. dual establishment is a testament to Megan’s brave foray into pursuing her dreams wholeheartedly. Not just locally celebrated, Frost Me Sweet's expertise has taken the stage on Food Network multiple times, showcasing their award-winning creations to an international audience.

Small business growth with the HAQM Business Prime Card

At the heart of their success story is the HAQM Business Prime Card, a pivotal tool that Megan has masterfully utilized to propel her bakery forward.

Her strategy was simple: use the Card for all business purchases and reap the rewards.

The % Back rewards accumulated became a resource for Megan for everyday business purchases and rewarding her diligent team through gifts to uplift spirits or as commendation for stellar performance.¹

¹Card Members  can redeem rewards to save on items during checkout at HAQM.com and HAQM Business (U.S.) or apply towards a purchase on their statement.

This approach did more than just save money; for Megan it cultivated a positive workplace and reinforced staff loyalty.

² Earn 5% Back (with an eligible Prime membership) or 3% Back for U.S. purchases at HAQM Business and HAQM.com on the first $120,000 each calendar year, and 1% Back thereafter. Earn 2% Back at U.S gas stations, U.S. restaurants, and wireless telephone services purchased directly from U.S. service providers and 1% Back for other purchases. 

4 tips on how to grow your business with the HAQM Business Prime Card

The HAQM Business Prime Card helps entrepreneurs earn rewards, track expenses, access flexible terms, and simplify workflows.  Here are four tips on how to grow your business.

Take advantage of transparent payment terms

Card Members can opt to benefit their bottom line with rewards or free up cash flow with flexible payment terms on U.S. purchases at HAQM Business, AWS, HAQM.com and Whole Foods Market. Fluctuating orders and seasonal changes can strain cash flow for any small business, so having this flexibility cushions business growth and expansion.

“Knowing that if we did need to wait to pay, that I can do that, is just extra security” says Megan. 

Reinvest with 5% or 3% back in rewards on HAQM

Putting rewards directly back into your business is a simple way to drive growth. Use the % Back earned from HAQM Business (U.S.) purchases to upgrade equipment or test new inventory items.

Since the rewards from this Card do not expire, you can redeem them however is most useful for your business. When checking out on HAQM.com or HAQM Business (U.S.), you can apply the rewards to save on items. Or, you can apply the rewards towards a purchase on your monthly Card statement. Either way, you can decide when and how to best put the rewards to use.

“We spend so much money on HAQM, so to be able to get that 5% Back just makes sense."

Organize expenses with categorization

The HAQM Business Prime card gives you deeper insights on purchases and simplifies your expense reconciliation. With enhanced data views, you can see HAQM Business purchases listed item by item. Plus, the detailed digital statements allow you to easily sort business expenses by categories, vendors, dates, or your finance reconciliation needs.  With just a few clicks you gain actionable insights into exactly what was bought.

"HAQM shows me how much I'm spending on the card itself, such as inventory items or office supplies. That helps a lot," Megan shares. This allows business owners to make informed decisions and the ability to scale only top-performing categories.

Enable seamless account management

The HAQM Business Prime Card also gives small business owners the ability to manage accounts on-the-go right from their mobile device. Having card details stored directly on their phone allows owners to seamlessly review recent transactions.

Plus, the automatic payment options also help business owners avoid potential missed payment deadlines.

Streamlining these financial workflows ultimately clears up more time for entrepreneurs to focus on what matter most, growing their dream ventures.

Benefits of HAQM Business American Express Card

Choose to earn rewards or take more time to pay interest-free^‡

Wanting a little extra time to pay off your purchases instead of % Back rewards? No problem. The HAQM Business Prime Card lets Card Members choose between 5% Back or 90 Day Payment Terms (with an eligible Prime membership), or 3% Back or 60 Day Payment Terms (without eligible Prime membership) on U.S. purchases at HAQM Business, AWS, HAQM.com or Whole Foods Market.³

Using her Business Prime membership on HAQM Business for ingredients, kitchen supplies, and last-minute cake decorations, Megan earns a % back to put towards future orders when she pays with her HAQM Business Prime Card. For bakery owners who regularly order key supplies on HAQM, these rewards can add up to savings over time.

³If you choose to earn rewards, you’ll earn 5% Back (with an eligible Prime membership) or 3% Back on the first $120,000 in purchases each calendar year, and 1% Back thereafter. If you choose flexible Payment Terms, Card Members will receive 90 days interest free (with an eligible Prime membership) or 60 days interest free (without eligible Prime membership) on purchases at designated HAQM properties.

2% Back on restaurants and gas stations⁴

⁴You can earn 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers.

From lunches out to fuel fill-ups during hectic delivery days, bakeries rack up expenses across categories that provide 2% back. For bakeries like Frost Me Sweet, this could mean extra savings for your everyday purchases.

No annual fee¤

^¤Rates & Fees

Another benefit of the HAQM Business Prime Card is the no annual fee. With small business owners, every bit of savings counts. As Megan states “The no annual fee is a huge thing for me.”

Extra business perks

Beyond rewards and payment terms, the HAQM Business Prime Card packs even more benefits to provide robust support for entrepreneurs. Perks include simplified Employee Cards, 24/7 customer support, and more.

Cards for your employees

HAQM Business Prime Card lets you simplify the purchasing process with Employee Cards Add up to 99 Employee Cards^‡ and earn rewards^‡ on employee purchases in the same way your own Card does. Your Card offers an Employee Card option with no annual fee.

Adding employee cards makes it easy to:

• Control spending with customized card limits^‡
• Consolidate rewards earning
• Simplify expense tracking

Plus, the ability to manage everything seamlessly from the Primary Card account is priceless.

More HAQM savings

Rewards and points can offset future HAQM order costs on ingredients, decorations, or kitchen gear for your bakery, café, restaurant, or food truck.

The HAQM Business Card offers rewards that matter, to sweeten your establishment's bottom line. As Megan says, “I would 100% recommend the HAQM Business Card to other small businesses.”

Log in to your HAQM Business account to learn more and apply for the Card! Get a decision in as little as 30 seconds.
 

^¤Rates & Fees

‡Benefit Terms

†See a full list of eligible Prime memberships

‡Benefit Terms